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Commercial Loans

Commercial Loans

Competitively priced commercial loans for your business

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BUSINESS
MONEY MARKET
BUSINESS
SAVINGS
CERTIFICATES
OF DEPOSIT5
Minimum Opening Deposit $1,000.00 $1,000.00 $1,000.00
Interest Bearing Yes Yes Yes
Interest Rate Variable1, 4 Interest compounds and is paid monthly2 Variable1, 4 Interest compounds and is paid quarterly2 Fixed based on Term of CD
Term N/A N/A 90 days to 5 years
Minimum Daily Balance to Avoid Monthly Maintenance Fee $1,000.00 $1,000.00 N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee $5,000.00 $2,000.00 N/A
Monthly Maintenance Fee if Balance Requirements Not Met $15.00 $15.00 N/A
Monthly Activity Fees $10.00/preauthorized transfer including checks over 6 per month $5.00/preauthorized transfer over 6 per month N/A
Statements Monthly Quarterly N/A
Online Banking Yes  Yes N/A
Bill Pay Service  N/A N/A N/A
ATM Card  Yes Yes N/A
Debit Card  N/A N/A N/A
Other Features and Benefits No AMB fee for ATM transactions3 No AMB fee for ATM transactions3 N/A
Other Fees and Restrictions None None Substantial Penalty for Early Withdrawal

Interest rates are subject to change at the Bank's discretion as often as daily without notice.
Fees may reduce earnings.
If you close your account before interest is credited, you will not receive the accrued interest.
3 A proprietary bank fee may apply unless you use a SUM ATM
4 Interest paid varies based on the amount on deposit
5 CDs will automatically renew at maturity unless you designate a fixed maturity
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