American Metro Bank Rates

Online Banking

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Checking Accounts

Checking Accounts

Deposit Account Rates

Effective Date: 01/10/2023

Checking Accounts
	MINIMUM OPENING DEPOSIT	MINIMUM BALANCE TO OBTAIN APY	INTEREST RATE¹	ANNUAL PERCENTAGE YIELD²
Senior Checking	$100.00		0.10%	0.10%
NOW Checking	$300.00		0.10%	0.10%
Not-for-Profit Checking	$1,000.00		0.10%	0.10%
Personal/Business Money Market	$2,000.00	$0.01 - $24,999.99	0.20%	0.20%
		$25,000.00 and up	0.25%	0.25%
SPECIAL
Harvest Money Market	$10,000.00*		1.10%	1.10%
Harvest 13 Month CD⁴	$10,000.00*		4.25%	4.25%

Savings Accounts
Personal Savings	$250.00		0.15%	0.15%
Business Savings	$1,000.00		0.15%	0.15%

Certificates of Deposit³
3 Month Certificate	$1,000.00		0.70%	0.70%
3 Month Certificate	$100,000.00		0.75%	0.75%
6 Month Certificate	$1,000.00		0.80%	0.80%
6 Month Certificate	$100,000.00		0.85%	0.85%
12 Month Certificate	$1,000.00		1.20%	1.20%
12 Month Certificate	$100,000.00		1.25%	1.25%
18 Month Certificate	$1,000.00		1.25%	1.25%
18 Month Certificate	$100,000.00		1.30%	1.30%
24 Month Certificate	$1,000.00		1.30%	1.30%
24 Month Certificate	$100,000.00		1.35%	1.35%
36 Month Certificate	$1,000.00		1.40%	1.40%
36 Month Certificate	$100,000.00		1.45%	1.45%
60 Month Certificate	$1,000.00		1.50%	1.50%
60 Month Certificate	$100,000.00		1.55%	1.55%

¹Interest Rates and Annual Percentage Yields (APYs) are accurate as of 01/10/2023 and are subject to change as often as daily without notice. Rates on CDs are fixed for the term of the certificate.

²The APY assumes that principal and interest will remain on deposit. Fees may reduce earnings

³A significant penalty may be imposed for early withdrawal.

⁴The CD will automatically renew to a regular 12 Month CD and rate at that time.

*NEW MONEY ONLY

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