1 Interest rates are subject to change at the Bank's discretion as often as daily without notice.
Fees may reduce earnings.
2 If you close your account before interest is credited, you will not receive the accrued interest.
3 A proprietary bank fee may apply unless you use a SUM ATM
4 Interest begins to accrue no later than the business day we receive credit for the deposit of noncash
items (i.e. checks)
5 We use the daily balance method to calculate the interest on your account. This method applies a daily
periodic rate to the principal in the account each day.