Compare Personal Checking Accounts
Rates

Rates

Take advantage of our competitive rates on CDs

Compare Personal Checking


REGULAR
CHECKING
SENIOR
CHECKING
NOW
CHECKING
Minimum Opening Deposit $100.00 $100.00 $300.00
Interest Bearing No Yes5 Yes5
 Interest Rate4 N/A Variable1
Interest compounds and is paid monthly2
Variable1
Interest compounds and is paid monthly2
Term N/A N/A N/A
Minimum Daily Balance to Avoid Monthly Maintenance Fee $100.00 N/A $300.00
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee $1,000.00 N/A $1,000.00
Monthly Maintenance Fee if Balance Requirements Not Met $10.00 N/A $10.00
Monthly Activity Fees N/A N/A N/A
Statements Monthly Monthly Monthly
Online Banking  Yes Yes Yes
Bill Pay Service Available at no Cost Available at no Cost Available at no Cost
ATM Card Yes Yes Yes
Debit Card  Yes Yes Yes
Other Features and Benefits No AMB fee for ATM transactions3 No AMB fee for ATM transactions3 No AMB fee for ATM transactions3
Other Fees and Restrictions
None Must be age 65 or older None

1 Interest rates are subject to change at the Bank's discretion as often as daily without notice. Fees may reduce earnings.
2 If you close your account before interest is credited, you will not receive the accrued interest.
3 A proprietary bank fee may apply unless you use a SUM ATM
4 Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks)
5 We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Top